The Azerbaijan Credit Bureau (ACB) was represented at the “FINTECH SUMMIT 2025” Financial and Technology Expo held in Baku on June 24-25
The Azerbaijan Credit Bureau (ACB) was represented at the “FINTECH SUMMIT 2025” Financial and Technology Expo held in Baku on June 24-25
June 25, 2025
The Azerbaijan Credit Bureau participated in the “FINTECH SUMMIT 2025” Financial and Technology Expo held in Baku on June 24-25, showcasing its first business-to-customer platform, Findoc. At the summit, participants were provided with the opportunity to register online via the Findoc portal (the Portal) to access their digital credit histories, and all their questions regarding the Portal were addressed in detail.
Developed based on advanced international practices, the Portal is integrated with ACB’s database, serving as a unified platform where individuals can access their debt information collected by credit institutions.
Currently, the services offered by the Portal include:
- Credit history;
- Score report;
- Dispute resolution for credit history;
- Notifications related to overdue days;
- Obtaining credit reports in PDF format;
- Obtaining credit reports digitally signed via Asan Imza;
- Forwarding credit reports from ACB’s official email to another email address.
Individuals who register on the Portal at https://findoc.az/ can obtain their credit and score reports twice a year free of charge. The Portal, which currently has nearly 136,000 users, operates on a 24/7 basis.
Established in 2018 by eight founding banks, the Azerbaijan Credit Bureau now collaborates with over 265 organizations. ACB collects, analyses, and provides data on individuals and legal entities to data users – both legal entities and individuals – enabling them to assess potential clients, monitor existing client behaviours, and manage their portfolios with the most advanced solutions, thereby minimizing risks. Simultaneously, ACB compiles the collected data from information providers into credit reports, analyses them, and delivers them to users upon request, thus reducing information asymmetry and contributing to the minimization of credit risks.