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Your digital credit history

The bureau allows users to obtain their digital credit reports through the findoc.az platform. To do this, enter the Findoc cabinet.

findoc cabinet
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Credit report

The information provided to users from the credit history within the purposes and scope allowed by the Law of the Republic of Azerbaijan "On credit bureaus".

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Scoring

It is a rating system based on mathematical and statistical methods and evaluating the customer's ability to repay the loan based on the current credit history.

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WHAT DOES DIGITAL CREDIT HISTORY COVER?

POSITIVE INFORMATION

POSITIVE INFORMATION

Any information that positively characterizes the credit history of the subject of the debt obligation since its inception and the discipline of the execution of debt obligations

NEGATIVE INFORMATION

NEGATIVE INFORMATION

Any information that negatively characterizes the credit history of the subject of the debt obligation since its inception and the discipline of the execution of the debt obligation

INDIVIDUAL CREDIT RATING

INDIVIDUAL CREDIT RATING

An algorithm that predicts the future behavior of a credit history subject based on credit history data, the probability of its default or intentional default

OUR SERVICES

CREDIT REPORT

Credit report - the information provided to users of information from the credit history within the purposes and scope allowed by the Law of the Republic of Azerbaijan "On Credit...

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SCORING

Scoring is a special model based on statistical methods, prepared by the Azerbaijan Credit Bureau (ACB) to determine the behavior of borrowers and support the financial inclusion.This model, which has...

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COMPLAINTS ON CREDIT REPORT

If you believe that the information in your credit report is incorrect, you have the right to challenge the information you consider to be incorrect. To do this, at the...

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OUR PRICES

Basic

  • Free
  • Credit report (twice a year)
  • Scoring (twice a year)
  • Forwarding the credit report

Standart

  • 5 AZN (year)
  • Credit report (6 times a year)
  • Scoring (6 times a year)
  • Forwarding the credit report (6 times a year)

Silver

  • 10 AZN (year)
  • Credit report (12 times a year)
  • Scoring (12 times a year)
  • Forwarding the credit report (12 times a year)