Delegation of the Azerbaijan Credit Bureau participated in the “Banking Risk Management Summit” and “Digital Banking & Open Banking” Events

A delegation of the Azerbaijan Credit Bureau (ACB), led by CEO Elchin Habibov, took part in the “Banking Risk Management Summit” and “Digital Banking & Open Banking” events held in Amsterdam, Kingdom of the Netherlands, on 26–28 November 2025. These summits covered critical topics such as risk management in the banking and financial sector, open banking, and digital transformation.

Throughout the forum, participants attended panel discussions and sessions focused on risk management, geopolitical risks, the application of artificial intelligence in decision-making, modelling, credit portfolio assessment, and modern approaches to open banking. The extensive agenda featured the experiences of leading banks and financial institutions from Europe and around the world, highlighting the application of innovative technologies and the use of AI-driven solutions in risk management.

The presentation delivered by ACB attracted particular interest from the audience. The session was conducted by Kamal Mirzayev, Product Owner at ACB, who provided detailed insights on the role of analytics in risk management, scoring methods, and portfolio monitoring solutions used within the financial sector. During his speech, Kamal Mirzayev emphasized how these solutions help banks enhance decision-making processes, improve the accuracy of credit portfolio assessments, and monitor market dynamics.